Static MFA policies create a costly trade-off: they either burden legitimate users with unnecessary friction or create security blind spots by not escalating for high-risk actions. This workflow automates the intelligent selection of MFA methods—SMS, push notification, or FIDO2—by evaluating the real-time risk of each login or transaction. It ingests contextual signals like user geolocation, device trust score, network reputation, and transaction sensitivity from IAM platforms like Okta or Azure AD, and external threat feeds to make a granular, per-request decision.




