This workflow automates the most contentious and time-consuming part of auto claims: determining fault. By ingesting high-frequency telematics data (speed, g-force, braking) from the moments before impact via provider APIs like Cambridge Mobile Telematics or Octo, a physics-modeling agent reconstructs the collision sequence. This creates an objective, data-driven liability report that directly addresses the 'he said, she said' bottleneck, reducing manual investigation cycles from days to minutes and cutting dispute-related expenses.




