This workflow automates the execution of payment obligations—such as intercompany netting, trade finance settlements, and dynamic discounting—by encoding business logic into smart contracts. It eliminates the manual, multi-day processes of payment initiation, validation, and reconciliation between ERP, banking, and counterparty systems. The operational upside comes from near-instant settlement, reduced banking fees, and the elimination of reconciliation labor, directly improving working capital velocity and treasury operational leverage.




